PolicyDekh

CAR INSURANCE

What is Car Insurance?

Car insurance, sometimes known as motor insurance or auto insurance, is a type of insurance that protects you financially in the event that theft, natural catastrophes, or accidents cause damage to your car.

You will have financial security in the event that an unlucky incident results in losses to your car if you have a comprehensive car insurance policy. A private auto insurance coverage also guarantees that you abide by local laws and protects you against third-party liability.

If you’re searching for extensive coverage or just need to get a new auto insurance policy to meet legal requirements, Policydekh offers it all! At remarkably low premiums, we provide insurance products online, such as own-damage, comprehensive, and third-party vehicle insurance. You can also take advantage of an easy vehicle insurance renewal process at Poliydekh.

POLICY DEKH

Different Types of Car Insurance Policies

If you’re searching for extensive coverage or just need to get a new auto insurance policy to meet legal requirements, Policydekh offers it all! At remarkably low premiums, we provide insurance products online, such as own-damage, comprehensive, and third-party vehicle insurance. You can also take advantage of an easy vehicle insurance renewal process at Policydekh.

Third Party Car Insurance Policy

An obligation to third parties A four-wheeler insurance policy pays for your financial obligations if you unintentionally cause harm to another person's property or injure or kill a third party. It is legally required to have a third-party policy, but it does not cover damage to your vehicle. Note: The IRDAI circular dated May 25, 2022, governs the revision of third-party auto insurance premium rates.

Comprehensive Car Insurance Policy

The Third Party Plan's coverage advantages are all included in the Comprehensive auto insurance plan. Furthermore covered by this plan are damages to your vehicle resulting from fire, theft, rat bites, accidents, and natural disasters. You can also add additional covers to this plan to expand the scope of the policy.

Zero Depreciation Policy - Super Saver (Bumper-to-Bumper)

All of the Comprehensive Plan's coverage benefits are provided by this auto insurance. In the event that a part needs to be replaced during repair, this plan also pays 100% of the cost of the automobile parts. Stated differently, this plan will provide you with the highest claim amount and will cover the cost of depreciation experienced by auto parts.

Stand Alone Own Damage Cover Policy

Responsibility to Third Parties When it comes to damage to your car caused by fire, theft, natural catastrophes, or accidents, your auto insurance coverage is insufficient. Policies that provide own damage insurance offer these kinds of coverages.